Our stance on financial options
Financial consideration should not be an obstacle to obtaining this important health service. Being sensitive to the fact that each individual has different needs in fulfilling their financial obligations, our office offers flexible financial options to help cover the cost of needed care. One option, Care Credit, requires no initial investment and offers affordable monthly payments. We are happy to discuss any financial concerns you may have.
How orthodontic insurance works
There are many different agreements between insurance carriers and their subscribers, each of which provides a different benefit. Orthodontic insurance generally differs from regular dental insurance in that each insured individual usually has a lifetime maximum benefit for orthodontic services. This benefit is paid as a percentage of the orthodontic fee (diagnostic records, initial fee, monthly payments, etc.) until the benefit maximum has been reached. Charges for lost or broken appliances may not be covered by insurance.
How does this office assist you with insurance?
For your convenience, we will gladly assist you in submitting initial insurance claims pertaining to charges for care rendered in our office. Please be aware that our primary financial relationship is with our patients or their families, not with their respective insurance companies. Financial arrangements can be made based on your estimated insurance benefit, however, any outstanding insurance claims not paid are the responsibility of the patient or the patient’s family.
- Know what your benefits are before treatment starts. If you are not sure, contact your insurance company so you know exactly how much you can expect to be paid and when to expect payment.
- If you would like our office to submit claim forms, we ask that you provide us with the name, address, and telephone number of your insurance carrier.
- We cannot render services on the assumption that our charges will be paid by an insurance carrier. For your convenience, however, we will accept payments from your insurance company assigned to us by the insured. Such payment will be credited according to your account.
- If your company requires verification of continuing treatment, you may send them a copy of your cancelled checks or cash receipts. If your insurance carrier provides a form of verification of continuing treatment, we will be glad to complete the signature portion.